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NPNorthwind Payments Trust Center

Northwind Payments

Security, privacy and compliance at a glance — for the teams evaluating us.

Hosted in India — data residency assured
Data in India
100%
Mumbai + Hyderabad
Certifications
5
ISO, SOC 2, PCI…
Last audit
Aug 2026
SOC 2 Type II
Uptime
99.98%
Trailing 12 months

Regulatory Alignment

Guidelines on Payment Aggregators

RBI

Authorised — compliant

Reviewed annually by an independent assessor.

Digital Personal Data Protection Act, 2023

MeitY

Data Fiduciary readiness assessed

Named DPO and Grievance Officer published below.

Directions on Cyber Incident Reporting

CERT-In

Compliant — 6 hour reporting

Logs retained 180 days within India.

Certifications

27001

ISO/IEC 27001:2022

Certified since 2023

SOC 2

SOC 2 Type II

Security, Availability

PCI

PCI DSS v4.0

Payments scope

27701

ISO/IEC 27701

Privacy extension

NIST

NIST CSF 2.0

Control environment aligned

Security Controls

Data protection

  • AES-256 encryption at rest
  • TLS 1.3 in transit
  • Field-level tokenisation of card data

Access control

  • Mandatory MFA for all staff
  • Quarterly access recertification
  • Just-in-time production access

Monitoring

  • 24×7 SOC with defined escalation
  • Immutable audit logging
  • Annual third-party VAPT

Continuity

  • RTO 4 hours / RPO 15 minutes
  • DR region in Hyderabad
  • Twice-yearly failover tests

Documents

  • ISO 27001 Certificate
  • Information Security Policy
  • SOC 2 Type II Report
  • VAPT Summary — Q2 2026

Sub-processors

ProviderPurposeLocation
Amazon Web ServicesCloud hostingMumbai, India
CloudflareEdge network and WAFIndia PoPs
FreshworksSupport ticketingChennai, India

Frequently Asked Questions

Where is customer data stored?

Exclusively in India — Mumbai primary, Hyderabad for disaster recovery. Nothing is replicated outside Indian territory.

How quickly are incidents reported?

To CERT-In within six hours of confirmation, and to affected customers within 72 hours.

Can we audit you?

Enterprise customers may run an annual audit with 30 days notice. Most reviewers find the SOC 2 report answers the same questions.

Contact

Data Protection Officer

Priya Venkatesan

dpo@northwindpay.in

Grievance Officer

Arun Mehta

grievance@northwindpay.in

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